Consider carefully when spending on foreign travel
The pandemic that has lasted for more than 2 years has reminded people of the importance of saving and managing personal finances in all periods. Even when the pandemic has been controlled domestically and internationally, people still tend to manage their finances closely with clear and appropriate spending plans. For example, with a long trip during the holidays, many people choose to divide it into smaller payments instead of paying a large amount at once, to save money for other spending occasions for themselves and their families such as shopping for Tet, renovating the house for the recent New Year, etc.
In addition, concerns about safety and the ability to cope with unexpected situations while traveling have not really disappeared. Being “locked down” or infected while abroad is still a big concern for tourists when traveling abroad at the present time.
Pay now, pay later helps travel enthusiasts relieve financial pressure.
Ms. Nguyen Thi Thu.H, sales director of a logistics company in Hanoi, said: “Two years ago, I finished all my visas and bought tickets to visit relatives and travel to the UK, then I heard that there was a lockdown. I felt both sad because I was busy preparing and could not go, and also glad that I had not gone. Now that I want to go, I am quite worried about both safety and financial capacity because traveling abroad has never been a small expense for me.”
Besides the concerns, the need to experience a long-term trip and enjoy it after a long time due to the epidemic cannot be ignored, making Ms. H and many people today need to consider and calculate carefully before making a decision.
Enjoy now, pay later financial solutions reign supreme
In fact, before the pandemic, the cost of a trip abroad was never small. In order for the financial capacity to not be affected too much after this long trip, tourists need to have a reasonable and clear spending plan. Many people have chosen the financial solution of using a credit card to enjoy first, pay later so that temporary difficulties do not hinder the progress towards the joys of discovery and enjoyment of the present, which are beautiful memories in the future.
In addition, applying financial “tips” shared by experienced people on travel forums such as: Making detailed plans for the trip with a budget estimate with contingency costs; Booking air tickets and accommodations as early as possible, using credit cards for large budget expenses such as air tickets and hotels to get the best deals and participate in incentive programs from the card; then switching to monthly installments to avoid having to pay a large amount at a time… will help you spend in the most economical and effective way.
Using a credit card helps to deal with large budget expenses.
Ms. Thu.H also shared that during the recent holidays, she had to spend on many unavoidable expenses such as shopping for Tet, giving gifts to both sides of the family... In addition, when considering a spring trip for the whole family, she researched credit cards "designed specifically" for travel enthusiasts to divide the expenses when traveling and chose Citi PremierMiles, introduced by a close friend who is also a travel enthusiast, to enjoy attractive incentives such as cashback, double bonus miles, from which she can convert bonus points into airline tickets and hotel nights or travel insurance...
Specifically, when using Citi PremierMiles Credit Card to spend on overseas travel, cardholders will enjoy a series of exclusive incentives such as:
- Double your Miles on overseas spending, airline tickets and duty-free purchases, and use your Miles to redeem free flights and hotel nights for future trips.
- Enjoy Citi Premiermiles Personal Assistant service to assist with all your airline ticketing, hotel recommendations, and airport transfers. Access and relax at VIP Lounges at airports worldwide with 8 complimentary visits per year with Priority Pass included with Citi PremierMiles credit card.
- Foreign Transaction Fee only 1.99%.
- In addition, cardholders will have a safe travel experience with travel insurance in case of flight delays, lost luggage, and accident insurance up to 20 billion.
In addition to finances, tourists also need to pay close attention to safety issues when traveling abroad. Unexpected situations such as lost or stolen luggage, wallets or phones while traveling are not uncommon, tourists need to learn how to handle them in advance to avoid panic when faced with them in reality.
Both cash and credit cards are necessary for convenience and increased safety when traveling abroad. The optimal choice is to use a credit card that can withdraw cash for small expenses when needed and pay directly by card for large expenses. Credit cards with EMV chips to prevent criminal activities such as Citi PremierMiles will ensure the safety of all transactions and personal information of users anywhere. Even when the Covid 19 storm has passed, contactless payment by credit card is still a safer solution, helping to limit the risk of exposure to some infectious diseases.
If you are planning a more complete and memorable trip, do not forget to use Citi PremierMiles Credit Card as a convenient, safe payment method and a close companion. For more information and to register for a Citi PremierMiles card, please visit: https://citi.asia/vnfrbAq
